Southeast8.7% avg cap rate

Anna Maria Island, FL

Old Florida charm - Gulf Coast's most beloved island escape

Anna Maria Island is a 7-mile barrier island on Florida's Gulf Coast with one of the most loyal repeat-visitor bases of any STR market in Florida. The island's strict preservation of Old Florida character - no chain restaurants, no high-rises, golf cart culture - commands premium pricing relative to its size. Properties here rent at exceptional rates and hold value extremely well.

8.7%
Avg Cap Rate
Net operating income / price
70%
Avg Occupancy
Annual average
$595
Avg Nightly Rate
All property types
$1.1M
Avg List Price
STR-viable properties

Estimated Annual Performance

Gross rental revenue
70% occ × $595/night
$152,023
Est. operating expenses
Mgmt, cleaning, supplies, insurance (~40%)
- $60,809
Est. net operating income
Before mortgage & depreciation
$91,214
At $1.1M avg price
Implied cap rate
8.7%

* Estimates based on market averages. Individual property performance varies. Always run a full underwriting analysis.

Why Investors Choose Anna Maria Island

Strict height and development limits preserve supply scarcity
Highest repeat-visitor rate of any Gulf Coast Florida island
No high-rises - 2-story homes dominate, maintaining premium aesthetic
Bradenton/Sarasota metro provides strong drive-to feeder market
Peak season: Dec - Apr (winter snowbirds), summer families
Top property types: Beach Cottage, Single Family, Gulf-front Home
Primary zip: 34216, 34217, 34228

Anna Maria Island STR investing, answered

Is Anna Maria Island, FL a good short-term rental market?

Anna Maria Island is a Southeast STR market averaging a 8.7% cap rate, 70% annual occupancy, and $595/night across STR-viable listings. Anna Maria Island is a 7-mile barrier island on Florida's Gulf Coast with one of the most loyal repeat-visitor bases of any STR market in Florida. The island's strict preservation of Old Florida character - no chain restaurants, no high-rises, golf cart culture - commands premium pricing relative to its size. Properties here rent at exceptional rates and hold value extremely well.

What is the average Airbnb occupancy rate in Anna Maria Island?

STR-viable properties in Anna Maria Island average about 70% occupancy across the year. Peak season is Dec - Apr (winter snowbirds), summer families. Occupancy here reflects availability-adjusted booking performance, not raw calendar occupancy, so it represents what a full-time operated rental can realistically achieve.

How much do short-term rentals earn in Anna Maria Island?

At $595/night and 70% occupancy, a typical Anna Maria Island STR grosses roughly $152,023 per year before expenses, leaving an estimated $91,214 in net operating income against a $1.1M average price, an implied 8.7% cap rate. Individual results depend on property, amenities, and management.

What types of properties work best for STR in Anna Maria Island?

The strongest-performing STR property types in Anna Maria Island are Beach Cottage, Single Family, Gulf-front Home. Strict height and development limits preserve supply scarcity. Matching the local guest profile and the amenities that drive bookings in this market matters more than raw square footage.

What is the median STR-viable home price in Anna Maria Island?

STR-viable listings in Anna Maria Island average around $1.1M. Primary STR ZIP codes include 34216, 34217, 34228. Combined with the market's 8.7% average cap rate, that price level sets the return baseline you'd underwrite against.

Market averages, not guarantees. Cap rates, occupancy, and nightly rates are market-wide averages based on active STR listings and historical data. Individual property performance depends on location, amenities, management, and listing quality. Always run a full underwriting analysis before purchasing.

Run a live analysis in Anna Maria Island

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