Mid-Atlantic2.8% avg cap rateLive · 41 active listings

Ocean City, MD

Maryland's top beach STR market

Ocean City is Maryland's premier beach destination, drawing 8 million visitors annually. The barrier island runs 10 miles of Atlantic coast with a dense STR market anchored by summer tourism. Strong cap rates, walkable boardwalk access, and a well-established rental management ecosystem make it one of the most accessible STR entry markets on the East Coast.

2.8%
Avg Cap Rate
Net operating income / price
30%
Avg Occupancy
Annual average
$369
Avg Nightly Rate
All property types
$1.8M
Avg List Price
STR-viable properties

41 active listings in Ocean City are analyzed and ranked right now

Scored 1-10 against real Airbnb comps. See which properties rank highest and why.

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Estimated Annual Performance

Gross rental revenue
30% occ × $369/night
$40,271
Est. operating expenses
Mgmt, cleaning, supplies, insurance (~40%)
- $16,108
Est. net operating income
Before mortgage & depreciation
$24,163
At $1.8M avg price
Implied cap rate
1.4%

* Estimates based on market averages. Individual property performance varies. Always run a full underwriting analysis.

Why Investors Choose Ocean City

8M+ annual visitors
No state income tax on rental income for non-MD residents
Strong off-season shoulder demand (golf, fall festivals)
Walkability premium - oceanfront blocks command 2-3× rates
Peak season: Memorial Day - Labor Day
Top property types: Condo, Townhouse, Single Family
Primary zip: 21842, 21843

Ocean City STR investing, answered

Is Ocean City, MD a good short-term rental market?

Ocean City is a Mid-Atlantic STR market averaging a 2.8% cap rate, 30% annual occupancy, and $369/night across STR-viable listings, based on 41 active listings. Ocean City is Maryland's premier beach destination, drawing 8 million visitors annually. The barrier island runs 10 miles of Atlantic coast with a dense STR market anchored by summer tourism. Strong cap rates, walkable boardwalk access, and a well-established rental management ecosystem make it one of the most accessible STR entry markets on the East Coast.

What is the average Airbnb occupancy rate in Ocean City?

STR-viable properties in Ocean City average about 30% occupancy across the year. Peak season is Memorial Day - Labor Day. Occupancy here reflects availability-adjusted booking performance, not raw calendar occupancy, so it represents what a full-time operated rental can realistically achieve.

How much do short-term rentals earn in Ocean City?

At $369/night and 30% occupancy, a typical Ocean City STR grosses roughly $40,271 per year before expenses, leaving an estimated $24,163 in net operating income against a $1.8M average price, an implied 1.4% cap rate. Individual results depend on property, amenities, and management.

What types of properties work best for STR in Ocean City?

The strongest-performing STR property types in Ocean City are Condo, Townhouse, Single Family. 8M+ annual visitors. Matching the local guest profile and the amenities that drive bookings in this market matters more than raw square footage.

What is the median STR-viable home price in Ocean City?

STR-viable listings in Ocean City average around $1.8M. Primary STR ZIP codes include 21842, 21843. Combined with the market's 2.8% average cap rate, that price level sets the return baseline you'd underwrite against.

Market averages, not guarantees. Cap rates, occupancy, and nightly rates are market-wide averages based on active STR listings and historical data. Individual property performance depends on location, amenities, management, and listing quality. Always run a full underwriting analysis before purchasing.Stats sourced from 41 active listings · last updated Sep 1, 2026

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