Southeast4.5% avg cap rateLive · 41 active listings

Amelia Island, FL

Florida's northernmost barrier island — quiet luxury STR

Amelia Island is Florida's northernmost barrier island, offering 13 miles of uncrowded Atlantic beach and a remarkably well-preserved Victorian-era downtown in Fernandina Beach. The market attracts a quieter, more upscale demographic than Orlando or Miami — golfers, couples, and multi-generational families seeking a lower-key Florida experience. Omni Amelia Island Resort anchors the luxury segment.

4.5%
Avg Cap Rate
Net operating income / price
62%
Avg Occupancy
Annual average
$274
Avg Nightly Rate
All property types
$799K
Median Price
STR-viable properties

Estimated Annual Performance

Gross rental revenue
62% occ × $274/night
$62,006
Est. operating expenses
Mgmt, cleaning, supplies, insurance (~40%)
– $24,802
Est. net operating income
Before mortgage & depreciation
$37,204
At median price
Implied cap rate
5.2%

* Estimates based on market averages. Individual property performance varies. Always run a full underwriting analysis.

Why Investors Choose Amelia Island

Uncrowded and upscale — average guest spend exceeds most FL markets
Fernandina Beach Victorian downtown drives unique cultural tourism
Ritz-Carlton and Omni anchor luxury visitor expectations
Low-regulation STR market relative to South Florida
Peak season: Mar – May, Sept – Nov, holiday weeks
Top property types: Single Family, Oceanfront Home, Cottage, Condo
Primary zip: 32034

Market averages, not guarantees. Cap rates, occupancy, and nightly rates are market-wide averages based on active STR listings and historical data. Individual property performance depends on location, amenities, management, and listing quality. Always run a full underwriting analysis before purchasing.Stats sourced from 41 active listings · last updated Jun 1, 2026

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