STRROI is a short-term rental (STR) investment analysis platform. It pulls live MLS listings, scores every property for STR return on investment (ROI) using real Airbnb comps, and generates AI-written deal memos, so investors can underwrite deals faster and with more confidence.

How does the buy rating work?

Every property is scored 1-10 based on cash-on-cash return (35%), cap rate (30%), monthly cash flow (20%), and property quality signals (15%). Scores of 8-10 are Strong Buy, 6-7 are Buy, 4-5 are Hold, and below 4 are Pass.

What data does STRROI use?

STRROI combines live MLS listing data with real short-term rental comp data: the same active listings your competition will be booking. Cap rates, ADR, occupancy, and cash flow are all calculated from real market data, not estimates.

What is an AI Deal Memo?

An AI Deal Memo is a full investment analysis document generated by AI in under 30 seconds. It includes an investment thesis, comparable rental analysis, risk factors, financing scenarios, sensitivity tables, and a buy/pass recommendation, formatted to share with partners or lenders.

Is there a free plan?

Yes. The free plan gives you full access to the STRROI interface using demo market data, so you can explore every feature before committing. Paid plans start at $24/month and unlock live MLS searches, real STR comps, and AI-powered analysis.

How is STRROI different from AirDNA or Mashvisor?

AirDNA and Mashvisor show you STR performance data for properties you already own or are researching manually. STRROI starts from live for-sale MLS listings and automatically underwriting each one for STR viability, so you're finding deals, not just analyzing them. The AI Deal Memo feature is also unique: no other STR tool generates a full underwriting memo from live comps.

Southeast2.9% avg cap rateLive · 41 active listings

Panama City Beach, FL

Florida Panhandle - high-volume family and spring break market

Panama City Beach offers 27 miles of Gulf Coast beach and one of the densest STR markets in Florida. Entry prices are meaningfully lower than Destin and 30A while delivering comparable occupancy during peak season. The market is heavily family- and spring-break-driven, with strong Memorial Day through Labor Day performance and soft winters.

2.9%

Avg Cap Rate

Net operating income / price

30%

Avg Occupancy

Annual average

$271

Avg Nightly Rate

All property types

$1.1M

Avg List Price

STR-viable properties

41 active listings in Panama City Beach are analyzed and ranked right now

Scored 1-10 against real Airbnb comps. See which properties rank highest and why.

See the ranked listings

Estimated Annual Performance

Gross rental revenue

30% occ × $271/night

$29,180

Est. operating expenses

Mgmt, cleaning, supplies, insurance (~40%)

- $11,672

Est. net operating income

Before mortgage & depreciation

$17,508

At $1.1M avg price

Implied cap rate

1.6%

* Estimates based on market averages. Individual property performance varies. Always run a full underwriting analysis.

Why Investors Choose Panama City Beach

27 miles of Gulf beachfront - massive supply and demand base

Lower entry prices than Destin/30A with similar peak occupancy

Spring break demand drives March ADR spikes

Pier Park and casino traffic supports mid-week bookings

Peak season: Memorial Day - Labor Day, Spring Break

Top property types: Condo, Beach House, Gulf-front Unit

Primary zip: 32413, 32407, 32408

Market averages, not guarantees. Cap rates, occupancy, and nightly rates are market-wide averages based on active STR listings and historical data. Individual property performance depends on location, amenities, management, and listing quality. Always run a full underwriting analysis before purchasing.Stats sourced from 41 active listings · last updated Jul 17, 2026

Run a live analysis in Panama City Beach

Search active MLS listings in Panama City Beach and instantly see cap rates, cash flow projections, and STR comp-backed nightly rates - all in one underwriting report.

Search Panama City Beach Listings

Explore Similar STR Markets

Key West, FL1.3% avg cap rate St. Augustine, FL6.3% avg cap rate Miami Beach, FL0.5% avg cap rate Anna Maria Island, FL2.1% avg cap rate Big Bear Lake, CA3.8% avg cap rate Lake Tahoe, CA3.1% avg cap rate

← Browse all STR markets